/house-solid%20copy.svg "Care Source Solutions Logo"){kind=small}
LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
$144,000
|
$288,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
2 years
|
2 years
|
4 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
|
Benefit Duration
|
2 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$14.70
$14.70
$14.70
$14.70
$14.70
$14.70
$14.70
$14.70
$14.70
$14.70
$14.70
$14.70
$14.70
$15.00
$15.00
$15.00
$15.30
$16.80
$18.00
$18.00
$18.60
$19.20
$19.50
$20.10
$21.60
$23.10
$23.70
$24.60
$25.50
$26.70
$28.20
$29.70
$30.90
$32.70
$33.00
$35.10
$37.20
$39.60
$41.70
$44.10
$47.40
$49.80
$54.00
$57.60
$62.40
$68.70
$74.70
$84.00
$92.10
$102.60
$112.80
$123.90
$137.10
$151.20
$167.40
$184.80
$204.00
$245.10
$269.40
$294.90
$322.50
$351.90
$386.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$144,000
|
|
Benefit Duration
|
2 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$30.00
$30.00
$30.00
$30.60
$33.60
$36.00
$36.00
$37.20
$38.40
$39.00
$40.20
$43.20
$46.20
$47.40
$49.20
$51.00
$53.40
$56.40
$59.40
$61.80
$65.40
$66.00
$70.20
$74.40
$79.20
$83.40
$88.20
$94.80
$99.60
$108.00
$115.20
$124.80
$137.40
$149.40
$168.00
$184.20
$205.20
$225.60
$247.80
$274.20
$302.40
$334.80
$369.60
$408.00
$490.20
$538.80
$589.80
$645.00
$703.80
$772.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$288,000
|
|
Benefit Duration
|
4 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$43.20
$43.20
$43.20
$43.20
$43.20
$43.20
$43.20
$43.20
$43.20
$43.20
$43.20
$43.20
$43.20
$43.80
$46.80
$46.80
$49.20
$49.20
$51.00
$53.40
$54.60
$57.00
$60.00
$61.80
$65.40
$67.80
$72.60
$75.60
$77.40
$80.40
$82.80
$88.80
$93.00
$96.00
$102.00
$106.80
$111.00
$118.80
$124.80
$131.40
$141.60
$150.60
$158.40
$171.00
$187.20
$200.40
$219.00
$246.60
$271.20
$300.60
$329.40
$366.00
$399.60
$445.20
$490.20
$541.20
$597.60
$714.60
$783.00
$857.40
$940.20
$1,027.20
$1,128.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov